• Sign-Up: Begin by registering on the platform using your name, email, and password.

• Verification: Enhance security with two-step verification via email or SMS. Complete the optional KYC process to unlock additional features, though it is not mandatory.

• Wallet Integration: Connect your cryptocurrency wallet securely to manage your assets and transactions directly on the platform.

• List Your Assets: Borrowers can list various digital assets.

• Create Loan Proposal: Specify the loan amount, interest rate, and repayment period. Submit detailed asset information and KYC documentation for evaluation.

• Underwriting and Approval: The platform’s underwriting team assesses the asset’s value and loan proposal. Once approved, your loan proposal becomes available for funding by lenders.

• Browse Proposals: Access a range of loan proposals, reviewing details such as asset type, loan amount, and interest rates.

• Select Investments: Choose loan opportunities that align with your risk preference and investment goals. Use integrated risk assessment tools to make informed decisions.

• Track Investments: Monitor your investments through a comprehensive dashboard, which provides detailed insights into returns and loan statuses.

• Overview: Both borrowers and lenders have access to dashboards that display investment opportunities, active loans, and financial tracking.

• Borrower Tiers & Benefits: The more COLT tokens you hold, the lower your success fee. For detailed information on the fee structure for borrowers, please refer to the “Borrower Tiers & Benefits” and “Lender Tiers & Benefits” section.

• Two-Step Verification: Protects user accounts with an additional layer of security.

• Encryption and Monitoring: Employs advanced encryption and continuous monitoring to safeguard data and transactions.

• Regular Audits: Conducts frequent security audits and complies with global financial regulations to ensure platform integrity.

• Smart Contracts: Utilizes smart contracts for automated and transparent execution of loan agreements.

• Real-Time Monitoring: Tracks transactions in real-time, ensuring accuracy and preventing fraud.

• Asset Tokenization: Tokenizes assets to enable fractional ownership and enhanced liquidity.

• Multi-Channel Support: Access support via email, and dedicated channels for borrowers and lenders.

• Issue Resolution: A ticketing system ensures efficient tracking and resolution of user issues.

• Community Channels: Engage with the community through Telegram and Discord announcement channels for updates and support.

• Version Upgrades: Incremental platform updates will introduce new features and support for a broader range of assets.

• Strategic Partnerships: Collaboration with key industry players to expand platform capabilities and market reach.

• Continuous Improvement: Regularly incorporating user feedback to refine and enhance the platform.